Everything your practice needs to file compliantly — VAT, Self Assessment, MTD, accounts — in one place, at one price, with no bolt-ons, no installs, and no surprises on the invoice.
Designed for accountants — familiar enough to feel instant, modern enough to feel fast
MTD ready — built from day one for Making Tax Digital, not bolted on afterwards
Works in your browser — nothing to install, nothing to update, nothing to break
One honest price — every module, unlimited users, no nasty surprises
You shape what we build — early users set the direction
From April 2026, old favourites like PTP, Keytime and BTC are gone. Thousands of practices need a new home. Accruo is built for exactly this moment — cloud-based, all-inclusive, and actually enjoyable to use.
65%
of accountants report low confidence in MTD requirements*
40%
say they're not yet prepared for the April 2026 deadline*
1
price. Every module. Every feature. No bolt-ons. Ever.
* Based on industry surveys of UK accounting practices. Accruo Ltd makes no warranty as to the accuracy of third-party statistics.
⚠️
Stuck because PTP, Keytime or BTC are shutting down?
IRIS PTP and Keytime are gone from 1 April 2026. BTC Desktop is following. If your software is being pulled from under you, don't get pushed onto something you didn't choose. Move to Accruo on your own terms — we'll get you set up fast.
The full set. VAT, MTD ITSA, Self Assessment, Corporation Tax, Accounts Production, and Practice Management. All cloud-based. All in one login. No per-user charges, no per-envelope fees, no "you'll need the Advanced tier for that" nonsense.
🧾
VAT Filer
VAT returns filed straight to HMRC. Import from a spreadsheet, add adjustments, review and submit. Clean, fast, no faff.
✓ Included
📊
MTD ITSA Filer
Quarterly MTD submissions sorted — including a client data collection tool that's genuinely unique. Send your client a link, they fill in their figures, you review and file. Job done.
✓ Included
👤
Tax Filer
Self Assessment, partnerships, corporation tax — all of it. The form adapts to your client so you're never wading through pages that don't apply. Live tax figure shown throughout so there are no surprises at the end.
✓ Included
📄
Accounts Production
Statutory accounts from trial balance to Companies House — without the pain. Imports straight from Xero, QuickBooks or FreeAgent. Files direct to Companies House. No Word documents involved.
✓ Included
🏠
Practice Manager
Your whole practice in one screen. Clients, deadlines, tasks, team — all joined up. Not a glorified spreadsheet. Actually useful.
✓ Included
⚙️
Admin Centre
The stuff other software charges hundreds extra for — eSign, document storage, AML, GDPR log, company incorporation, Companies House forms — all just... included. You're welcome.
✓ Included
How It Works
Login to filed. It really is four steps.
01
Add your clients
Import your existing list or add them one by one. Either way, you're up and running in minutes — not days.
02
Pick what needs filing
Everything's in one place. VAT, MTD quarterly updates, Self Assessment, Corporation Tax — no switching between different bits of software, no copying figures from one screen to another.
03
Check it looks right
See a clear summary before anything goes near HMRC. Get client sign-off by email in one click — no separate eSign subscription, no chasing people to print and scan things.
04
Submit. Done. Next.
Filed directly with HMRC. Confirmation logged. History saved. On to the next one.
MTD ITSA is here. Is your practice ready?
Clients earning over £50,000 must file quarterly from April 2026. Those over £30,000 follow in 2027. That's a lot of extra submissions. Accruo makes it manageable — including sending your clients the signup link automatically.
We're cheaper. And you get more. Here's the proof.
Feature
✦ Accruo
TaxCalc
All modules in one price
✓
✗ Sold separately
Cloud-based (no download)
✓
✗ Desktop install
Unlimited users included
✓
✗ £163/user extra
eSign included (no per-envelope fee)
✓
✗ From 90p per envelope
Document storage included
✓
✗ £227+/yr extra
AML & GDPR tools included
✓
✗ £258+/yr extra
MTD ITSA client data collection
✓ Built-in
✗ Not available
Price for 500 clients (fully equivalent)
£1,999/yr
£2,500+/yr*
*Estimated TaxCalc cost based on publicly listed prices for equivalent modules (Accounts Production, Tax Return Production, VAT Filer, MTD Filer, eSign Centre, Document Manager) for a 500-client practice. Prices correct at time of publication and subject to change. Accruo Ltd is not affiliated with TaxCalc or Acorah Software Products Limited.
Pricing
Refreshingly simple pricing.
No modules to buy separately. No per-user charges. No bolt-ons at checkout. Just one straightforward annual fee — based on how many clients you have, nothing else.
Up to 100 clients
£1,499/yr
ex. VAT
All 6 modules
Unlimited users
HMRC API submissions
MTD ITSA ready
eSign included
Document storage
Email support
Most Popular
Up to 500 clients
£1,999/yr
ex. VAT
All 6 modules
Unlimited users
HMRC API submissions
MTD ITSA ready
eSign included
Document storage
Priority support
Up to 1,000 clients
£2,499/yr
ex. VAT
All 6 modules
Unlimited users
HMRC API submissions
MTD ITSA ready
eSign included
Document storage
Priority support + onboarding
1,000+ clients
£2,999/yr
ex. VAT
Everything included
Unlimited users
Dedicated account manager
Custom onboarding
Agreed service levels
API access
Bespoke support package
All prices ex. VAT · Annual subscription · Lock in now to get early access launch prices!
Accruo is currently in development. Prices, features and availability are indicative and subject to change. Registering your interest does not constitute a contract or financial commitment.
Early Access
Get in early. It takes 30 seconds.
No card. No commitment. No sales calls. Just your name and email — and we'll be in touch when early access opens.
✓
You're on the list. 🎉
We'll be in touch when early access opens. Genuinely excited to have you on board.
This is for you if...
You file tax returns for self-employed clients
You have landlord clients heading into MTD
You prepare limited company accounts and corporation tax
You handle partnership tax returns
Your current software is being discontinued
You're fed up with paying extra for everything
Not quite yet...
Individuals wanting to file their own return (coming later)
A replacement for Xero or QuickBooks — we plug into those
✓ HMRC confirms this client should submit under MTD for VAT. Obligations retrieved automatically.
Source VAT Data — Enter figures or import from spreadsheet
Box 1
VAT due on sales and other outputs
Box 2
VAT due on acquisitions from EC
Box 3
Total VAT due (Box 1 + Box 2)
Box 4
VAT reclaimed on purchases
Box 5
Net VAT to pay or reclaim
Box 6
Total value of sales (exc. VAT)
Box 7
Total value of purchases (exc. VAT)
Box 8
Total value of EC supplies
Box 9
Total value of EC acquisitions
VAT Adjustments
Add any adjustments to the source data — fuel scale charges, reverse charges, partial exemption, etc.
Adjustment
Box 1
Box 6
Fuel Scale Charge
37.33
186
Reverse Charge
—
156
Review & Confirm — Filing to HMRC via MTD VAT API
Client
Patel & Sons Ltd
Period
Jan – Mar 2026
VAT Payable (Box 5)
£8,220.00
⚠️ Sandbox mode — this will not submit to HMRC. In production, this connects directly to HMRC's MTD VAT API.
MTD ITSA
Select Client
✦ Accruo Client Data Collection
Send an automated email to your client asking them to submit their quarterly figures directly. They get a clean, simple form — no login needed. Figures come straight back into this screen for your review.
📝
Simple Mode
Total income + total expenses (under VAT threshold)
📊
Detailed Mode
Categorised breakdown (VAT registered or over threshold)
Quarterly Submissions — 2025/26
6 Apr – 5 Jul 2025
Quarter 1
Filed
6 Jul – 5 Oct 2025
Quarter 2
Filed
6 Oct – 5 Jan 2026
Quarter 3
Filed
6 Jan – 5 Apr 2026
Quarter 4
Due 7 May 2026
HMRC Tax Calculation (after Q4 submission)
~£9,504
📧
Connect your email to send MTD enrolment invites
Send personalised MTD signup links directly from your own email address. Clients click, authenticate with HMRC, and you're notified when done.
✓
Gmail connected: sarah@mitchellaccounting.co.uk
Emails will send from your address. Clients see it as coming from you.
Select clients to invite
Clients already enrolled or already emailed are shown below — uncheck or remove as needed.
5 clients selected
MTD ITSA Client Overview — 2025/26
Required (£50k+)
18
Enrolled
Joining Apr 27 (£30k+)
12
Invite sent
Below threshold
54
Monitoring
Not applicable
63
Ltd companies etc
Client
Threshold
Q1
Q2
Q3
Q4
James Wilkinson
£50k+
Filed
Filed
Filed
Due 7 May
Maria Santos
£30k+
Filed
Filed
Filed
Due 7 May
Robert Greenshaw
£50k+
Filed
Filed
Filed
Filed
Tax Filer
Client & Return Setup
Income Sources — select all that apply
💼
Self-Employment
✓
💰
Employment (PAYE)
🏠
UK Property
📈
Capital Gains
🏦
Savings & Dividends
🌍
Foreign Income
Self-Employment — 2024/25
Employment Income (PAYE) — 2024/25
UK Property Income — 2024/25
⚠️ Finance cost restriction (S24): mortgage interest restricted to 20% basic rate relief only. Amount to tax reducer calculated automatically.
✓ Separate SA100 returns required for each partner. Accruo will pre-populate partner SA100s with their allocated share.
Company & Period Setup
Profit & Loss — From Accounts
✓ Figures auto-populated from Accounts Production module. Adjust below if needed.
Corporation Tax Computation — Year ended 31 Mar 2025
Taxable Profits
£85,870
Corporation Tax at main rate (25%)
£21,468
Marginal Relief: (125,000 − 85,870) × 3/200
−£587
Corporation Tax Due
£20,881
Payment deadline
1 January 2026
Marginal Relief applied. Upper limit £250,000 halved to £125,000 for 1 associated company. HMRC formula: CT at 25% minus (U−P) × N/A × 3/200. Effective rate: 24.32%.
R&D Relief & Other Claims
⚠️ Payroll: not included in Accruo. Connect to BrightPay, Xero Payroll or equivalent for PAYE figures.
Accounts Production
Client Setup — Bright Horizons Care Ltd
Trial Balance Import
Import your trial balance from your bookkeeping software, or upload a CSV. Accruo maps nominal codes automatically and flags any unmapped items for review.
✓ Last import: Xero · 12 Mar 2026 · 142 nominal codes · Balance confirmed
Posting Batch — Opening Balances
Account
Account Name
Narrative
Debit
Credit
4130
Motor vehicles — cost
Opening balance
16,000.00
4133
Motor vehicles — depreciation
Opening balance
3,200.00
4800
Bank current account
Opening balance
28,450.00
5200
Trade creditors
Opening balance
8,600.00
5300
VAT control
Opening balance
3,200.00
4400
Trade debtors
Opening balance
14,320.00
3000
Retained earnings b/f
Opening balance
43,770.00
Total Debits:58,770.00Total Credits:58,770.00✓ Balanced
Check & Finish
✓
Accounts standard confirmed
FRS 102 Section 1A applied. All required disclosures identified.
⚠️
Director signing date not entered
Please enter the date the director signed the balance sheet.
⚠️ Director signature required — Please confirm the director has signed the accounts before filing. By proceeding you confirm the accounts have been approved and signed by Sarah Johnson.
Client: Patel & Sons Ltd · Assigned: Sarah Mitchell · Due: 20 Apr 2026
In Progress
👥
Client List Report
Full client list with type, status and assigned staff.
Generate →
📅
Upcoming Deadlines
All filing deadlines for the next 30, 60 or 90 days.
Generate →
✅
Open Tasks Report
Outstanding tasks by client, assignee and due date.
8 open tasks
📊
MTD Enrolment Status
Which clients are enrolled, pending or not yet required.
Generate →
💷
Fee Summary
Annual fees by client type and engagement.
Generate →
👤
Staff Workload
Tasks and deadlines by team member.
Generate →
Client Record
Limited Company
MTD Active
Quick Actions
Internal Notes
Filing
Period
Deadline
Status
VAT Return Q1 2026
Jan – Mar 2026
7 May 2026
In Progress
Statutory Accounts & CT600
Year ended 31 Mar 2025
31 Dec 2026
On Track
Confirmation Statement
Annual CS01
15 Apr 2026
Filed
CT Payment Due
Year ended 31 Mar 2025
1 Jan 2026
Payment due
📞
Called re: Q4 VAT figures
Sarah Mitchell · 10 Mar 2026 · Client confirmed figures correct, approved to file.
📧
Email: Q3 VAT return filed
System · 7 Feb 2026 · Confirmation sent to client@patelsons.co.uk
✍️
Engagement letter signed
Sarah Mitchell · 15 Jan 2026 · eSign completed by Raj Patel
Document
Category
Date
📄 Engagement Letter 2026.pdf
Engagement
15 Jan 2026
View →
📊 Accounts — Year ended 31 Mar 2025.pdf
Accounts
8 Mar 2026
View →
🧾 VAT Return Q3 2025.pdf
VAT
7 Feb 2026
View →
Add New Client
🏛️Companies House Auto-FillFor Ltd Companies
✓Auto-filled from Companies House
From Companies House
Status:
SIC Code:
Incorporated:
Accounts Due:
Conf. Statement Due:
Director:
Admin Centre
Everything TaxCalc charges separately for — eSign, document storage, AML, GDPR, company incorporation, Companies House forms — all here, all included in your subscription.
✍️
eSign Centre
Send documents for client e-signature. Track signing progress. Standard and advanced signatures. No per-envelope charges.
3 pending signatures
📁
Document Store
Cloud document storage per client. Upload, organise, share securely. Linked from every filing module.
1,247 files stored
🛡️
AML Records
Optional client risk log. Record KYC, risk ratings, and due diligence notes. Use as much or as little as you need — nothing is compulsory.
2 due for review
🔒
GDPR Log
Data breach log, Subject Access Request tracker, consent preferences. Lightweight and optional — record what you need, when you need it.
No outstanding items
📋
Confirmation Statements
File CS01 confirmation statements for all Ltd companies. Due dates pulled from Companies House automatically. One-click filing for unchanged companies.
2 due this month
🏗️
Company Incorporator
Incorporate Ltd companies and LLPs via Companies House API. Name checker, auto-populates from client data. New company created as client record automatically.
3 in progress
🏛️
Companies House Forms
CS01, AP01, TM01, SH01, PSC forms and more. Pre-populated from client records. File online or print. Prompted automatically as you work.
Forms library ready
AML — Client Risk Overview
AML tools are here if you need them. Nothing is mandatory. Add a risk rating, record a note, or leave it blank — your call. The important thing is it's all in one place if you ever need it.
Client
Risk Rating
Last Review
Patel & Sons Ltd
Limited Company
Low
Jan 2026
View →
James Wilkinson
Individual
Low
Mar 2026
View →
Maria Santos
Individual
Medium
Due review
Review →
📋
Confirmation Statements
Due dates are pulled automatically from Companies House. Companies with no changes since last year can be filed in one click.
Company
Due Date
Status
Patel & Sons Ltd
CRN: 05432198
22 Apr 2026
Due soon
TechFlow Solutions Ltd
CRN: 11223344
1 May 2026
Due soon
Bright Horizons Care Ltd
CRN: 09876543
15 Sep 2026
Not yet due
Title
Preview Enrolment Email
From:
sarah@mitchellaccounting.co.uk
To:
5 selected clients
Subject:
Email preview
Making Tax Digital — Action Required
Sent by your accountant via Accruo
Dear [Client Name],
As your accountant, I wanted to let you know that HMRC's Making Tax Digital for Income Tax (MTD ITSA) is now live for self-employed people and landlords with income over £50,000.
This means you'll need to submit quarterly income and expense updates to HMRC digitally, starting from April 2026. I'll be handling all of your filings through Accruo — but to get started, I need you to authorise me to act on your behalf with HMRC.
This takes about 2 minutes.
Click below to authorise your accountant with HMRC
If you have any questions, just reply to this email.
Sarah Mitchell Mitchell Accounting Ltd sarah@mitchellaccounting.co.uk
Sending to 5 clients · from your Gmail
G
Sign in with Google
Accruo wants to access your Google Account to send emails on your behalf.
This will allow Accruo to:
✓ Send emails from your Gmail address
✓ Read sent mail to track responses
✗ Cannot read your inbox or other emails
Signing in as:
Sandbox demo — no real Google authentication occurs
⬛
Sign in with Microsoft
Accruo wants permission to send emails via your Outlook / Microsoft 365 account.
Permissions requested:
✓ Mail.Send — send emails as you
✓ Mail.ReadBasic — track sent items
Sandbox demo — no real Microsoft authentication occurs
ACCRUO
🔒 Secure HMRC authorisation
Set up Making Tax Digital
Your accountant Sarah Mitchell at Mitchell Accounting Ltd has invited you to set up MTD ITSA. This takes about 2 minutes.
Step 1 of 3 — Confirm your details
Your information is sent securely to HMRC. Accruo does not store your NINO or UTR.
Step 2 of 3 — Sign in with HMRC
You'll now sign in to your HMRC Government Gateway account to authorise Mitchell Accounting Ltd to submit returns on your behalf.
GOV.UK
This is a sandbox simulation
✓
You're all set up.
HMRC has authorised Sarah Mitchell at Mitchell Accounting Ltd to submit your MTD ITSA returns. You'll receive a confirmation from HMRC by post within 5 working days.
What happens next:
Your accountant will be in touch to set up your quarterly submissions. No further action needed from you.
Sandbox demo — no real HMRC authorisation occurred
